Your Privacy Matters to Us | Dream First Bank

03/2024

Protecting your privacy is important to Dream First Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for Dream First Bank employees for collection, use, retention, and security of nonpublic personal information.

FACTS	WHAT DOES Dream First Bank, N.A. DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Account balances and Payment history Credit history and Credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons Dream First Bank, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Dream First Bank, N.A. share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Don't Share
For our affiliates' everyday business purposes - information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes - information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 1-888-773-3184 or go to www.dreamfirst.bank

Who we are
Who is providing this notice?	Dream First Bank, N.A.

What We do
How does Dream First Bank, N.A. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Dream First Bank, N.A. collect my personal information?	We collect your personal information, for example, when you Open an account or Deposit Money or Pay your bills or Apply for a loan or Use your credit or debit card
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes — information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What We do

How does Dream First Bank, N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Dream First Bank, N.A. collect my personal information?

We collect your personal information, for example, when you

Open an account or
Deposit Money or
Pay your bills or
Apply for a loan or
Use your credit or debit card

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes — information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Legacy Financial Co., Inc. Holding Company
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Dream First Bank, N.A. does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Dream First Bank, N.A. does not jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Legacy Financial Co., Inc. Holding Company

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Dream First Bank, N.A. does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Dream First Bank, N.A. does not jointly market.

Other Important Information
Dream First Bank, N.A. Main Bank: Syracuse, Kansas 67878 Branches: Johnson, KS 67855, Garden City, KS 67846, Ulysses, KS 67880, Hugoton, KS 67951, Elkhart, KS 67950, Attica, KS 67009, Arlington, KS 67514, and Rolla, KS 67954 Our Privacy Policy is available online at https://www.DreamFirst.Bank/Privacy

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03/2024

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