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We've Got Some Big News

We’re excited to announce NEW Personal and Business Checking Account options!

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Dream First Bank

Personal Checking Accounts

Compare our various checking account options in the grid below. You can open your account online, or visit any of our convenient banking locations to get your account opened today!

Product Features Benefits Checking Cash Back Checking Platinum Interest Checking Dream First Checking
Minimum Opening Deposit $50 $50 $50 $50
Balance Requirement $0 $0 $1,500 $0
Maintenance Fee $7.95 N/A N/A N/A
Paper Statement Fee $3.00 (waived for eStatements) $3.00 (waived for eStatements) $3.00 (waived for eStatements) $3.00 (waived for eStatements)
Maintenance Fee
(if balance requirement is not met)		 N/A N/A $7.95 N/A
Special Benefits & Perks Cell phone protection, CyberScout® identity theft resolution, Roadside assistance, $10,000 accidental death & dismemberment insurance, Shopping/dining/travel discounts 3% cash back on debit*, Nationwide ATM fee refunds (up to $25), Link to Saver account, No min balance for rewards Higher interest rate with $1,500+ balance, Competitive interest if below $1,500 No minimum balance
Additional Features FREE intro pack of checks FREE intro pack of checks FREE intro pack of checks FREE intro pack of checks
Pays Interest checkmark checkmark checkmark checkmark
Unlimited Check Writing checkmark checkmark checkmark checkmark
Online Check Reordering Via Deluxe Via Deluxe Via Deluxe Via Deluxe
Qualifications for Rewards N/A Requires debit card transactions, enrollment in E-Statements, and use of Online Banking. N/A N/A
  View Account Details View Account Details View Account Details View Account Details

See disclosures upon account opening for additional details.

Dream Checking
Minimum Opening Deposit
$100
Balance Requirement
$0
Maintenance Fee (if balance requirement is not met)
N/A
Pays Interest
checkmark
Unlimited Check Writing
checkmark
ATM Fee Refunds
Up to $25 per statement cycle.
Online Check Reordering
Via Deluxe
Special Reward Benefit
Premium interest rate if qualifications are met, overdraft protection available.
Account Restrictions
Interest earning impacted by qualifications, see account details.
Qualifications for Rewards
Requires debit card transaction activity, automation payments (ACH), and enrollment in E-Statements (via Online Banking).
View Account Details
Cash Back Checking
Minimum Opening Deposit
$100
Balance Requirement
$0
Maintenance Fee (if balance requirement is not met)
N/A
Pays Interest
checkmark
Unlimited Check Writing
checkmark
ATM Fee Refunds
Up to $25 per statement cycle.
Online Check Reordering
Via Deluxe
Special Reward Benefit
Cash back on debit card purchases if qualifications are met, overdraft protection available.
Account Restrictions
Cash back on debit transactions impacted by qualifications, see account details.
Qualifications for Rewards
Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.
View Account Details
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Dream First Bank

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We have several locations throughout southwest Kansas to serve your banking needs.

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