Personal Savings Accounts

Dream First Bank offers several savings account options to help with your banking needs. Our First Gold account can be opened online, or you can visit any of our convenient banking locations to get your account opened today!

Product Features	First Savings	Saver	First Gold	First Outstanding Student
Minimum Opening Deposit	$100	$100	$2,500	$5
Balance Requirement	$100	$0	$2,500	$0
Maintenance Fee (if balance requirement is not met)	$10/annually	$0	$7.50	$0
Interest Payments	Earned and paid semi-annually on collected balances.		Earned and paid on collected balances over $2,500.	Semi-annually on collected balances.
ATM Fee Refunds
Special Reward Benefit	N/A	Automatic transfer of Cash Back Checking rewards, premium rates if qualifications are maintained.	N/A	Additional interest rate increase determined by semester grades/GPA.
Account Restrictions	$1 per debit after first four (4) debits per month.	Linked to Cash Back Checking.	Six (6) withdrawals per month, no more than three (3) by check.	$1 per debit after first four (4) debits per month.
Qualifications for Rewards	N/A	Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.	N/A	Students must bring in grades/official GPA report card to local banking office to qualify for an additional rate increase.
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