You’ve probably heard the question before—or maybe you’ve even wondered yourself: “If the Federal Reserve cuts rates, does that mean mortgage rates are going down...
					
				 
			 
		 
			
			
	 
	
		
		
			
			
				
					
						
					
					Choosing the right type of mortgage is an important step in the home-buying process. Two of the most common types of mortgages are conventional loans and FHA (Federal Housing Administration)...
					
				 
			 
		 
			
			
	 
	
		
		
			
			
				
					
						
					
					Navigating the home-buying process often comes with financial terms that can be a bit confusing. One such term is PMI, or Private Mortgage Insurance. Understanding what PMI is, its benefits and...
					
				 
			 
		 
			
			
	 
	
		
		
			
			
				
					
						
					
					When it comes to managing a mortgage, finding ways to save money and make budgeting simpler is a top priority for many homeowners. One strategy that stands out is switching from monthly to...
					
				 
			 
		 
			
			
	 
	
		
		
			
			
				
					
						
					
					When planning for a significant financial event, like applying for a mortgage, understanding your credit profile is crucial. One topic that often comes up when talking with customers is credit...